Warren Buffett dice que mantuvo este “extraño” hábito (su palabra) durante 75 años

Aquí hay un detalle extraño sobre Warren Buffett que encontré al actualizar mi libro electrónico gratuito: Warren Buffett predice el futuro. Creo que explica mucho sobre su infancia y su vida de éxito financiero.

Es un hábito inusual, por supuesto, y como veremos, lo ha hecho durante tantos años seguidos que sería imposible que alguien alcanzara su récord.

Aquí está el hábito. Dejaremos que Buffett lo comparta él mismo, como lo hizo en el Carta de 1995 a los accionistas de Berkshire Hathaway::

“Puede encontrar esto extraño, pero guardé copias de cada declaración de impuestos que presenté, comenzando con la declaración de impuestos de 1944”.

Piénselo: más de 75 años, suponiendo que la serie continúe, se remonta a Buffett cuando solo tenía 13 años y sus ingresos provenían de la entrega de periódicos.

En esa primera devolución, dijo que hizo una deducción de $ 35 por el costo de su bicicleta. Su impuesto total adeudado era de $ 7.

“Envié mi cheque al Departamento del Tesoro y lo cobraron inmediatamente sin comentarios”, dijo Buffett. luego escribíy continuó la historia a través de su forma antigua 1040. “Vivíamos en paz”.

Con todos estos viejos rendimientos, Buffett puede rastrear su historial financiero a lo largo de las décadas con gran precisión, incluidas las fechas en las que compró y vendió por primera vez acciones de la compañía que llama “mi primer amor comercial”, la compañía de seguros. GEICO.

Su primera compra de este tipo: 1951, cuando compró acciones de GEICO cuatro veces. No pasó mucho tiempo antes de que Buffett se enterara de que su mentor y casi héroe, Benjamin Graham, era presidente de la empresa y tomó un viaje improvisado en tren a Washington para visitar la empresa.

Convenció a un conserje para que lo dejara entrar un sábado y pasó horas hablando con un ejecutivo de la empresa que luego se convirtió en CEO.

Desafortunadamente, Buffett estaba menos interesado en las inversiones a largo plazo que después. Al año siguiente, vendió todas sus acciones de Geico por $ 15,259, lo que equivale aproximadamente a $ 149,000 en la actualidad.

No es algo malo para un joven de 21 años en ese momento, pero como informó Buffett, ese porcentaje relativamente pequeño habría crecido a alrededor de $ 1.3 millones en los próximos 20 años. (Probablemente ya lo sepa, pero Berkshire Hathaway ahora posee el 100 por ciento de GEICO).

Bueno, creo que esta historia de conservar documentos antiguos durante décadas vale un poco de trivia de Buffett. Pero también hay un par de buenos puestos de comida.

El primero tiene que ver con cómo los hábitos que desarrollamos cuando somos niños, en particular los hábitos comerciales y financieros y las aspiraciones empresariales, pueden persistir hasta la edad adulta.

Anteriormente compartí cómo Buffett acredita un libro con el título de 1936 Mil formas de ganar $ 1,000 Cuando tenía 7 años, lo inspiró por primera vez a pensar en los negocios.

Eso fue exactamente cuando comenzó lo que llamó su “incursión en el comercio minorista de alto margen”, que consistía en comprar seis paquetes de botellas de Coca-Cola por 25 centavos en la tienda de su abuelo y por 5 centavos cada una en el vecindario para la venta.

El segundo aspecto tiene que ver con cómo se miden las cosas que registramos y cómo se mejoran las cosas que registramos.

Compare el hábito de Buffett con el consejo oficial del IRS de que, en la mayoría de los casos, solo necesita mantener los registros de impuestos durante tres años después de presentarlos.

(Hay excepciones que omito en aras de la brevedad. Visite el sitio web del IRS para obtener más información. Aquí

.)

Hasta la vista Un rastro de información es parte de lo que sigue influyendo en las decisiones de Buffett en la actualidad.

Como nota final histórica, debemos señalar que parece que Buffett es muy probable que tenga el récord de presentar la mayor cantidad de declaraciones de impuestos anuales por cualquier persona en la historia de los Estados Unidos.

Por supuesto, está su edad (90) y el hecho de que comenzó a trabajar y ganar dinero a una edad temprana. Pero también está el hecho de que fue solo durante la Segunda Guerra Mundial que las declaraciones de impuestos fueron obligatorias extendido a la amplia clase mediadebido al costo del esfuerzo de guerra.

Entonces, a menos que haya otro no agente en algún lugar que también haya estado trabajando desde que tenía 13 años y que también comparta la pasión de Buffett por el mantenimiento de registros, es casi seguro que tiene más años seguidos que nadie.

(Recuerde por qué pensé en todo esto al principio: hoy es 15 de abril, generalmente el día de impuestos para las personas en los Estados Unidos, pero por segundo año consecutivo la fecha límite se ha trasladado al 17 de mayo de ese año).

No olvide el libro electrónico gratuito, Warren Buffett predice el futuro, lo que puedas Descarga aquí.

Las opiniones expresadas aquí por los columnistas de Heaven32 son las suyas propias, no las de Heaven32.

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Think about that: more than 75 years now, assuming the streak continues, dating back to when Buffett was just 13 years old and his income came from delivering newspapers.

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On that first return, he explained, he took a $35 deduction for the cost of his bicycle. His total tax due was $7.

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"I sent my check to the Treasury and it - without comment - promptly cashed it," Buffett later wrote, continuing the story about his old Form 1040. "We lived in peace."

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As a result of having all those old returns, Buffett can relate his financial history over the decades with great precision, including the dates on which he first bought and sold shares of the firm he calls "my first business love," the insurance company, GEICO.

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His first such purchase: 1951, during which he bought GEICO shares four times. This was not long aHeaven32er Buffett learned that his mentor and near-hero, Benjamin Graham, was the company's chairman, and took an impromptu train ride to Washington to visit the company.

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He convinced a janitor to let him inside on a Saturday, and wound up talking for hours with a company executive who later became CEO.

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Alas, back then Buffett was less committed to long-term investing than he became later. The following year he sold all his Geico shares for $15,259, the equivalent of about $149,000 today.

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Not a bad haul for a 21-year-old at the time, but as Buffett related, over the next 20 years that fairly small stake would have grown to about $1.3 million. (You probably already know this, but Berkshire Hathaway now owns 100 percent of GEICO.)

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Now, I think this story about keeping old documents for decades is worthy as a bit of Buffett trivia. But, there are also a couple of good takeaways.

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The first has to do with how habits we develop as children -- especially business and financial habits and entrepreneurial aspirations -- can endure into adulthood.

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I've shared before how Buffett credits a 1936 book called One Thousand Ways to Make $1,000 with first inspiring him to think about business, when he was 7 years old. 

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That's right around when he began what he's referred to as his "excursion into high-margin retailing," namely buying six-packs of Coca-Cola bottles from his grandfather's grocery store for 25 cents, and selling them around the neighborhood for 5 cents each.

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The second takeaway has to do with how things we record get measured, and then how things we record, improve.

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Compare Buffett's habit with the official IRS advice, which says that in most cases you only need to hold onto tax records for three years aHeaven32er filing.

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(There are exceptions, which I'm omitting for brevity; you can find more details on the IRS website, here.) 

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This long trail of information is part of what informs Buffett's decisions even today.

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As an historical final note, we should point out that  it seems that Buffett very likely holds the record for having held onto the most annual tax returns of any individual in the history of the United States.  

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There's his age, of course (90), and the fact that he began working and making money at an early age. But there's also the fact that it was only during World War II that the requirement of filing tax returns expanded to the broad middle class, due to the cost of the war effort.

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So, unless there's another nonagenarian out there somewhere who has also been working since he or she was 13, and who also shares Buffett's passion for records retention, he almost certainly has more years in a row than anyone else.

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(Reminder, which is what made me think of all this to begin with: Today is April 15, which is normally Tax Day for individuals in the United States, but for the second year in a row, the deadline has been delayed, this year to May 17.) 

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Don't forget the free ebook, Warren Buffett Predicts the Future, which you can download here

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