Download Monet – Créditos Online 3.8.2

The app is available to everyone, regardless of the type of work or contract. If you receive income on a bank account as an employee, pensioner or self-employed person, you can use Monet.

What are the benefits of Monet?

• Monet lets you request credits in minutes.
• It does not matter if you are reported or have no credit history.
• Get the credit in your bank account in less than 3 hours.
• Unique and fixed costs for services, zero interest.
• Creating an account is free.
• Payment period in 1 installment.
• We generate positive reports with credit bureaus.

With Monet, you can access credits for up to 30% of your income, online, in a flexible and secure way.

Eligibility:

• Over 18 years old.
• Recurring income from $1,044,000* in the last 3 months.
• Having the bank account or digital wallet.

Procedure for applying for credit at MONET:

1. Download the application.
2. Create your user and verify your account.
3. Connect your bank account and activate your payment method.
4. Request credit after approval.

Payment methods:

1. Automatic debit: Directly from the bank account or linked debit card on Monet.
2. MonetPay: MonetPay wallet.
3. Wompi: Payment gateways enabled with PSE, Nequi, Bancolombia button, debit card channels.

How much does Monet cost?

You only pay $8,403 + VAT per transaction, regardless of the amount you have to withdraw.

Current interest rate: 0% APR

Minimum and maximum repayment period without interest: 65 days from the date of advance.

Maximum Annual Percentage Rate (APR): 20%

Moratorium interest: If the user does not pay the credit installment within the agreed terms and conditions in the contract, Monet will charge moratorium interest on the outstanding balance at the maximum legal rate certified by the competent authority in the corresponding period.

For more information, please see our terms and conditions: Terms and Conditions